October 11, 2024 - After a slight break, I’m back with more Freelance Finance! To recap, in this series I write about very basic finance for beginners. As before, this is not so much financial advice, but an introduction to a bunch of concepts, that you should always adjust to fit your own needs. Previously I introduced the concept of "buckets"; where you split all incoming payments into groups based on your needs and goals. This post focuses on the Spending bucket, breaking your spending down into smaller categories to help track where your money goes. [caption id="attachment_78273" align="aligncenter" width="400"] Illustration from Tales by the Brothers Grimm, 1917 - Arthur Rackham[/caption] Tracking Your Monthly Spending In my last post, I discussed having a Surplus bucket, from which you pay yourself a "monthly wage". How much you pay depends on…